Then you have people like the lady who came up to the the other day. Seems lady had the income of Mahatma Gandi but had the tastes of a rock star. Seems she had run up thousands of dollars in credit card debt and creditors were screaming to be paid and some had even threatened to mess with her credit reports. The nerve of some people!
Of course, all this relates to the word of this month: DYVOUR. According to Black's Law Dictionary, a DYVOUR is a person who is heavily in debt or bankrupt. As a side note, I often think it odd that people tell me, a local county law librarian, things they wouldn't tell their hairdresser. Lady shows me her latest series of credit card debt and it took my breath away. She had literally charged tens of THOUSANDS of dollars on everything from little trinkets you can get at a 99 cent store to a his and her sarcophagus. Forget about where you store it; what I want to know is where to do you buy something like that?!
Anyway, lady tells me she is at the end of her rope and doesn't know what else to do with the constant threats to her credit and how she can't find anyone else to front her another credit card. The word "shop-a-holic" comes to mind but I tell her that while we don't give legal (or credit) advice, she might be well served to take a look at
- Credit Repair (Nolo Press)
- Representing the Bankrupt Taxpayer (West)
- Criminal Tax Fraud: representing the taxpayer before trial (PLI)
- Surviving Debt (NCLC)
- Representation Before the Collection Division of the IRS (West)
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