I was reading an article the other day about marriage and couples and what they fight about and, not surprisingly, the number one thing that couples argue about is money.
I mention this because the other day I had a couple come into the library and they were arguing between themselves. Heck, they went back and forth from the front door to the the reference desk where they lady was able to sneak a last shot with her final step. Red-faced angry, guy tries to tell me their tale of woe: huge credit card debt, lots of wants and needs, out of control online spending, school debt, car loans, mortgage, twin kids on the way, and the near constant telephone calls by debt collectors. Between the collectors and the nasty snippets from his wife, guy is at his wits end and he wonders if we have anything that can help them/him?
As it turns out, our law library has a number of resources to help people with similar debt problems such as:
- Debt Collection Practice In Califoria (CEB; this is a helpful resource for both the payor and the payee of the debt)
- Fair Debt Collection (NCLS; helps you see what collectors can and can't do)
- Fair Credit Reporting (NCLS; helpful for when and/or how to clean up your credit record)
- Collection Actions (NCLS; helps when you are being sued for a debt)
Yep, being in debt up to your eyeballs is no picnic. Good thing, then that you local county law library has what you need to help get you out from under the money pile and onto your own yellow brick road.